Credit Card Payoff Calculator

Calculate how long it will take to pay off your credit card balance and see total interest paid. Compare fixed monthly payment vs minimum payment strategies.

Credit Card Payoff Calculator

Total Interest

Total Paid

vs. Minimum Payment (2%)

Months to Payoff

Total Interest

Interest Savings

Balance Over Time Comparison
1

Monthly Interest Rate: APR ÷ 12 = % ÷ 12 = %

2

3

Total Interest: Total Paid − Balance = $ − $ = $