Mortgage Calculator

Calculate your total monthly payment including PMI, property tax, and insurance. Full amortization schedule with extra payment scenarios.

Enter Mortgage Details

Fill in the fields below to calculate

Home Price
Down Payment Amount
Down Payment Percentage
%
Annual Interest Rate
% / yr
PMI Rate (down < 20%)
% / yr

PMI is required when down payment is less than 20% of home price.

Annual Property Tax Rate
% / yr
Annual Home Insurance
Extra Monthly Payment
Total Monthly Payment
LTV:
P&I Payment
PMI
Property Tax
Insurance
Total Interest
Total Cost
Extra Payment Savings
Pay off months earlier, save

Enter your mortgage details above and tap Calculate Mortgage to see the full breakdown.

Step-by-step Solution
Balance Over Time
Amortization Schedule (showing of months)
Mo. Payment Principal Interest Balance
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