Auto Loan Calculator

Calculate your monthly car payment, total interest paid, and total cost for any vehicle loan. Includes detailed amortization schedule and balance chart.

Auto Loan Calculator

12 mo 84 mo

Monthly Payment

Loan Amount

Total Interest

Total Cost

Down Payment

Loan Balance Over Time
Amortization Schedule
Month Payment Principal Interest Balance
1

Loan Amount: Vehicle Price − Down Payment + Trade-in Value = $ − $ + $ = $

2

Monthly Interest Rate: Annual Rate ÷ 12 = % ÷ 12 =

3

Monthly Payment Formula: PMT = P × r × (1+r)^n / ((1+r)^n − 1)
Where P = $, r = , n =

4

Total Interest: (Monthly Payment × Term) − Loan Amount = ($ × ) − $ = $